How to Get Auto Insurance When you drive a vehicle, you need to have auto insurance to protect yourself from liabilities and physical damage. This insurance will help you get the money you need if you are involved in an accident or are at fault for another person's injury. In addition to protecting yourself financially, it also covers bodily injury. If you have the right policy, you can drive with peace of mind. Listed below are some ways to get auto insurance Lexington. Liability coverage pays for damages that are the fault of the other driver. The insurance policy will cover medical expenses and other expenses, and the uninsured/underinsured motorist coverage will cover vehicle damage. Medical payments are also a good idea, and they are required in some states. Liability insurance covers other people's expenses, including medical bills, when you cause a collision. However, this insurance doesn't cover your passengers. Liability insurance is required in almost every state. A car insurance policy is a contract between a driver and an insurance company. It covers the cost of covered expenses after the driver pays a deductible. There are many types of coverage for a car insurance policy, so make sure to shop around. Some consumers choose to add additional insurance coverage for their cars to cover the costs of unexpected incidents. This can help keep the cost down. If an accident occurs, the insurance company will pay for the expenses, and you won't have to worry about hefty repairs and medical bills.